2700 12th Avenue SouthSuite AFargo, ND 58103
A secure retirement. Funding a child or grandchild’s education. Building wealth to pass on to heirs. These are common investment objectives and with good reason – people want to feel confident financially while also providing for the ones they love. But just because a goal is common, doesn’t mean the approach should be.
Our job as a financial advisor is, first, to understand you and your specific circumstances and, second, to use that knowledge to tailor a plan to help you meet your financial goals. And let’s be clear, a tailored plan goes beyond simply choosing investment products. It entails a deep knowledge and appreciation of your objectives, needs, long-term goals, time horizon, risk tolerance and most importantly, your personal values.
We know the value of building relationships of mutual trust and respect. When we work with you, our goal is to empower you with the knowledge and tools to make well informed financial decisions.
Together we can collaborate and develop a financial plan that adjusts to your changing needs, that you are comfortable with and that you understand - a plan that covers your "what if's?" Planning is personal and your financial security is important to us.
We can help you through your challenges and want to be with you to celebrate your successes. We want you to count on us, by your side, every step of the way.
Financial planning is not just about numbers. Helping clients identify and quantify their goals in a way that is consistent with their values requires time and experience. Our financial planning process is based on a personal relationship that develops over time and incorporates our client’s unique values, concerns, goals, and resources. The result is a written plan that is collectively designed with a clear course of action.
No matter your financial destination, we believe a comprehensive plan offers the potential for getting there. A personalized plan – one supported by products that fit your investment profile – can enable us to identify your goals and take consistent action to work towards them.
As we work through your priorities, we’ll keep in mind the four basic lifecycle phases of financial planning.
Financial planning documents needed:
The initial phase - Establish a plan to cover emergency needs, start retirement contributions and consider tax planning strategies.
The secondary phase - Potential to augment investments, retirement savings, and further analyze tax strategies.
The next phase - A celebration of life's achievements. Hopefully, living comfortably, with retirement goals maintained. Managing income streams.
Phase four - Creating a strategy to pass assets to the next generation. Finalize estate plans, optimize gift-giving, and live life to the fullest.